I remember when I got my first debit card. It was such a great day 
All the sudden I had access to all this money without actually having money. It was a great day for a 16 year old.
Traditional debit cards are usually tied to bank accounts. These cards can lead to over drafts or bank fees if you’re not careful. I, myself, have been subject to fees from an overdraft a time or two. That’s why I was very excited when I learned about card.com. This business offers a new kind of debit card. This card is not linked to any kind of a bank account. You can load the card up on the website or you can choose to directly deposit money onto the card.
You can use this debit card anywhere that Visa is accepted, which is awesome. Another awesome thing about the card is that there are over 1000 designs to choose from! I decided to go with a mustache card. It’s cute, isn’t it?
This debit card is safer than cash because it’s 100% FDIC insured and comes with Visa fraud protection. There is no credit check when you sign up, and you can get started in seconds.
This card is free for the first 30 days. If you directly deposit $800 or more per month onto this card, there is no fee. If you don’t directly deposit that much, you pay a monthly fee of $6.95. Not too bad considering you don’t have to worry about interest or overdraft fees or anything like that.
I feel like this card would be a great first card for teenagers or to keep track of certain expense. For instance, it could be used as a “food’ card. All your money for the month that you are planning on spending on food goes on the card at the beginning of the month and when it’s gone, it’s gone.
If you want to learn more about this card, check out the How It Works page.
Happy spending!
