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Two weeks ago, I introduced my home maintenance binder. Last week, I gave you the download for the calendaring/to do list section. This week, I am giving you all the stuff you need for a finance section.  This section is the one that I use the calculator and the Ziploc envelope for. It’s nice to have the calculator and I use the envelope for receipts usually.  This section takes the most instructions to get started. This download includes the following sheets: budget worksheet one time bills list recurring bills list loan...

So, today was the first day of my cash only month, and I have already run into a few hitches. The first one actually happened yesterday when we found out that my husband won’t have work next week. Apparently they are waiting on some parts and have no work for them to do right now.. so all of my careful planning and budgeting got kinda messed up because 1/4 of our monthly income is gone. But, I’m not worried. With a little tweaking, everything will be fine, we just won’t be able to save quite as much as I’d hoped. Our...